Citizens Asset Finance is a loan matching service that connects borrowers with potential lenders. We do not directly issue loans or provide financial/legal advice. All loan terms are determined by lenders based on their criteria.

While we strive for accuracy, displayed rates and terms are estimates only. Actual loan offers may vary based on:

• Creditworthiness and financial history
• Loan amount and repayment term
• Lender-specific requirements
• Current market conditions

We recommend consulting a financial advisor before accepting any loan offer. Use of this service is at your own discretion.

Important Notice: This service is not an offer to lend money. Loan approval is not guaranteed and depends on lender evaluation. Some lenders may perform credit checks that could affect your credit score.

By using our service, you acknowledge that:

1. We are not a party to any loan agreements
2. We do not endorse specific lenders
3. You are responsible for reviewing all loan documents
4. Loan decisions are solely at lenders' discretion